Getting your loan locked down is just one aspect of a real estate transaction. Targetcost Realty LLC is seasoned at assisting new and experienced in all areas of real estate. Contact us if your needs include a real estate pro ready for the business side of real estate.

Are you looking to finance your home? Targetcost Realty LLC can help.

For a lot of people, securing mortgage financing can be one of the most distressing parts of purchasing a home. But it doesn't have to be. Being close to a lot of lending companies in Grand Prairie has helped us understand a few things that can make the process of applying for a loan pretty simple.

1 – Compile a list of questions about your loan program

Make sure you have a list of questions if you find that you don't fully grasp the advantages and disadvantages of the different loan programs. One of our lenders or staff will help you understand the advantages and disadvantages of each one, because it can be hard to know the distinctions between fixed and adjustable rate mortgages.

2 – Decide when to lock

When you lock in the rate, it denotes that the mortgage lender guarantees the interest rates for the loan – often at the time the loan application is received. By floating the rate, you can lock the rate at any time between the day of your loan application and at the time of closing. Those who decide to float presume that interest rates will drop in the near future. Click here to request a referral to one of our Mortgage Loan Affiliates

 

3 – Compile your paperwork

Getting a loan requires lots of paperwork, so you should spend some time getting all your documents together. Click here to preview normal questions you'll have to answer on a loan app.

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